Affordable Home for Every Filipino Family: Micarapatan Ka Na

Micarapatan Ka Na.  Uplifting the socio-economic status of each and every Filipino is an issue very close to my heart.  I believe every Filipino has a right to have a home he can call his own, complete with title and all the decency he deserves.  After all, second to the children we raise,  we parents consider our home to be our next greatest achievement.

Last week, I was privileged to be part of a group that MICARA LAND invited to take a sneak peek of the affordable housing community they are developing. MICARA LAND is a subsidiary of Pro-friends (Property Company of Friends, Inc.).

Micara Land Affordable Housing

MICARA ESTATES-TANZA, situated in the progressive town of Tanza, Cavite is a mere 30 minute ride from Coastal Metro Bus Station and is accessible through Cavitex.   The community they are developing will come complete with all the amenities households would need – grocery, church, public transport terminals, security, parks and swimming pools. Numerous schools are along Tanza.  Tanza General Hospital and public market is also nearby.  Parents can relax in their work and know that everything their children need is just a stone’s throw away from their home.

Micara Estates Affordable Housing in Cavite

I was pleasantly surprised when I heard how affordable the house and lot in Cavite is.  Their Tricia House has a 40sqm lot area / 30sqm floor area and is only approximately P 695,000.00 for cash purchases and if amortized through Pag-ibig, only P 4,605/month over 30 years.  It’s just like renting a house!  Households with a combined income of as low as P 25,000/month can afford to have a house!

They also have other affordable house and lot size combinations but the ones available for the current Phases 1 and 2  are the Tricia House and the Portia House.  The Portia House has a lot area of 45 sqm and floor area of 40 sqm and is priced at approximately P896,000 for cash purchases or amortized over 30 years with Pag-ibig at P 6,024/month.

All houses currently being built will come with a one car garage and is in ready for move in condition.  The floors will be in plain cement finish, painted plain cement finish for walls, ceramic floor tiles for the bathroom with water closet and lavatory, kitchen will come with a sink and of course doors and windows.  Here is a photo of the deliverable condition of the house:

Affordable housing

But the interior renovations you can do with the property is endless.  Here are some samples of how you can finish your home:

Micara Land Affordable Housing in Cavite

30 Sqm Tricia House – Zen Inspired

Micara Land Affordable house and lot in cavite30 Sqm Tricia House – Modern Minimalist Inspired

Micara Land Affordable house and lot in caviteTricia Expanded – Nature Inspired. Expanded versions serve as inspiration for expansion and are currently not for sale.

Micara Land affordable house and lot in cavite40 Sqm Portia House Condo Inspired

Micara Land Affordable house and lot in cavite40 Sqm Portia House – Cabin Inspired.  Portia house comes with a ground floor bedroom.

Micara Land affordable house and lot in caviteCynthia.  Classic inspired Cynthia is an expanded version of the 40 sqm Portia. Cynthia serves as inspiration for expansion and is currently not for sale.

Micara Land Affordable house and lot in caviteAnother Cynthia, this time resort inspired.

Super nice right!  It is amazing how much you can do with a 40 or even 30 square meter floor area!  I’m positive kids who come home to such a well-kept house will have a good future on their shoulders.  My husband and I are always in agreement that a well kept house reflect on the well being of the children and of course us parents, too:-)

Micara Land (reach them on Facebook/Micara Land or through the Micara Land Website) further assures Micara Land homeowners of a “Maalagang” community as it will take administrative care of the services in the estate.  The rules and regulations of the estate will be enforced such as no converting of house to a sari-sari store etc. in order to maintain an orderly community.

Ang ayos hindi ba?  The possibilities Micara Land offers every Juan is uplifting.  In the end,  I think Micara Land’s affordable house and lot in Cavite is more than just the brick and mortar house they sell,  it is the opportunity given to every Filipino family to get out of the poverty mindset resting in the knowledge that their dream house can now be a reality.

Pamilyang Pilipino, Micarapatan ka!

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Disclosure:  Thank you Micara Land for providing affordable house and lot in Cavite to Filipino families. And thank you for the fun trip to Micara Estates-Tanza and for sponsoring this post.

PLDT Treat: Regine Series Mall Tour Launches Newest Regine Telephone Sets

To the delight of thousands of Regine Velasquez-Alcasid fans,  PLDT captures Asia’s songbird, and brings her to 5 malls across Manila to captivate the audience with her timeless voice.

I was able to catch her at the Robinson’s Manila Mall last June 20. It is the second of a series of 5 FREE and open to the public Mall Tour of Regine.   Fans wasted no time filling up Robinson’s Manila’s atrium to hear the songbird.  It was packed!

It was so refreshing to hear her melodic yet powerful voice once again.  It was refreshing and yet nostalgic to hear her sing popular Filipino ballads like Ikaw, Araw-Gabi , Falllin’, and made me marvel once again how beautiful Filipino music is.

It was a full concert as she serenaded the audience for a solid 1.5 hours.  It was thrilling and F-U-N! She also sang current songs like the fun “Rather Be” by Clean Bandit and powerful “Titanium” and “Chandelier” by Sia Furler.  As always, when the songs are at its hardest fans cannot contain the power and screams for more!

Regine Mall Tour 2015

The first part of the concert had Regine impersonators – Regina, Ate Reg and Anton Diva –  belting out Regine songs.  They were soooo good also!  And pretty, too!  I was surprised to find out that they were gay.  Gay talent is really amazing!  Michael Pangilinan, singer of Bridges of Loved, did a duet with Ms. Regine Velasquez-Alcasid and made throngs of female audiences “kilig.”

You can still catch the PLDT Regine Series Mall Tour on July 4 at Market!Market!, July 11 at Glorietta and July 18 at Trinoma.  For PLDT subscribers who sign up for the Regine Series landline units, special seating will be provided.   You can check how to score full details on how to score tickets at  For those who can’t be accommodated inside the area,  you can still hang around and enjoy the music of Ms. Regine Velasquez-Alcasid.

The latest Regine Series of PLDT Home offers new telephone pads and service bundles.

Limited Edition – Classic Red.  It comes with a built-in caller ID display. Last number redial function. And, mute, flash, pause functions.

PLDT Regine Classic Telephone

Limited Edition – Cordless Phone.  It comes with a built-in caller ID display. Answering Machine. And Phonebook.

PLDT Limited Edition Regin Telephone Set

Limited Edition Corded Phones.  Both Red and White comes with built-in caller ID display and last number redial function. Speed dial and call log for the white version.

PLDT Launches new telephone pads Regine series

As for the Call Plans they include:

One Philippines (Unlimited PLDT-to-PLDT NDD calls and P10/ call to SMART and Talk’N Text for just P75/month)

One World IDD Call Plan with 15 free IDD minutes/month to select international destinations and P2.00 per minute in excess, for just P50/month.

To know more about the Regine Series Mall Tour,the Regine Series Landline units and Call Plans, log on to



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Disclosure:  Thanks to PLDT for the invite and for sponsoring this post.

PSBank ATM Lock: Client Enabled Security Lock Feature

ATMI’m happy when service providers finds ways to make life easier and secure for their clients.  Right now, with all the news you hear about fraud and crime happening around ATM’s I get extra paranoid with the security of my ATM.  Like when someone in line stays too close by and you can imagine the heart attack it gives when I can’t find it in my wallet!

Philippine Savings Bank (PSBank), the thrift bank arm of Metrobank Group, addresses this client security concern with the new ATM LOCK feature.   The ATM Lock is a mobile based service that  allows clients to lock and unlock their ATM cards.

PSBank-ATM-LockWith this feature, ATM cardholders can make use of an additional layer of security to protect their hard earned money from ATM loss, theft, skimming (copying of cardholder information), and other card-initiated electronic fraud.  Like if you can’t locate your ATM card, suspect something irregular in your bank balance, you can immediately enable the ATM Lock service anywhere, anytime and unlock it once the issue is settled.

To get you started with PSBank”s ATM Lock Service:

Step 1:  Download PSBank Mobile App through Apple Store or Google Play.

Step 2:  Lock or Unlock by logging in and lock/unlock by following app in 2 easy steps.

A transaction confirmation will be received immediately through the app and further notification will be sent on the client’s registered email address.

“Our clients’ security and convenience are important to us. With the PSBank ATM Lock feature, which they can perform anytime, we are able to provide our clients a simple and reliable tool that would protect their hard-earned savings from ATM card-related fraud incidents,” said PSBank Senior Vice President / Marketing and Customer Experience Group Head Emmanuel Tuazon.

The lock and unlock feature applies only to the ATM cards of clients with either single or multiple cards linked to an account.  Account holders with locked ATM cards will not be able to use them for ATM or point-of-sale (POS) transactions nor make online purchases that require clients to provide the ATM card number. On the other hand, cardholders can still pay bills and transfer funds through PSBank’s internet banking facility, PSBank Mobile or over-the-counter.

The PSBank ATM Lock service is exclusively for PSBank Mobile App users and for clients who have accounts linked to a PSBank Regular ATM card, PSBank Debit MasterCard or PSBank Prepaid MasterCard. It is also available to PSBank Online users by simply activating their mobile access.  Soon, the service will also be available via SMS for all networks.

For assistance and inquiries, call PSBank’s 24-hour Customer Experience hotline at (02) 845-8888, chat with us at PSBank LiveChat via, or visit any PSBank branch.

With PSBank’s ATM Lock, securing our ATM’s just got more convenient.

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Disclosure: Thank you to PSBank for coming up with this ATM lock feature and for sponsoring this post.


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